![example household budget example household budget](https://www.allbusinesstemplates.com/thumbs/43df4528-1dbc-4011-9657-87d5e4b2010c_1.png)
If you want to start on paper to get all these numbers down, and then switch over to EveryDollar, that’s cool too. Write it all down and add it up! That’s your total monthly income, aka what you’ve got to work with this month. What counts as income? Your regular paychecks and anything extra you plan to bring in during the month (think side hustles or child support). Because the math that’s coming up is way easier with EveryDollar.)
#EXAMPLE HOUSEHOLD BUDGET FREE#
You can do this the old-fashioned way with a sheet of paper, or you can use our free budgeting app, EveryDollar. You can also check out these budget percentages and averages.
![example household budget example household budget](https://cdn.jhmrad.com/wp-content/uploads/household-budget-template-excel-ideas_225305.jpg)
They come in handy when you’re wondering how much you normally make or spend on stuff. Keep yourself a little buffer of $100–300!īefore you start making your zero-based budget, log in to your bank account or grab those bank statements out of your drawer.
![example household budget example household budget](https://images.sampletemplates.com/wp-content/uploads/2015/03/Household-Budget-Template-Free.jpg)
It just means your income minus all your expenses equals zero. Quick callout: This doesn’t mean you have zero dollars in your bank account. Nothing is left hiding or getting mindlessly spent on fancy coffees or $1 bin deals. Every dollar that comes in has a purpose, a job, a goal. So, if you make $3,000 a month, everything you give, save or spend should add up to $3,000. Zero-based budgeting is when your income minus your expenses equals zero. We will.) But what makes it the best? And how do you make (and keep) a zero-based budget? If you’re in the market for a budgeting method that’s the best for your money, might we suggest the zero-based budget? (We might.